DOC-007 · Board Resolution for Lending Policy Approval

Purpose, Benefit & Risk Coverage

Purpose

Approve the lending policy, credit appraisal process, approval framework and lending governance system.

Benefit

Establishes a documented, board-approved credit framework — essential for RBI inspection and prudential compliance.

Risk Coverage

Inconsistent credit decisions, NPA build-up, regulatory pull-up on absent credit policy and fair-lending failure.

Responsibility Matrix

Department

Board, Secretarial & Compliance

Responsible Roles

Company Secretary · Compliance Officer · Managing Director

Approval Authority

Board of Directors

Reviewers

Risk Committee · Credit Head

Statutory Basis

RBI Master Direction — NBFC SBR; Fair Practice Code.

Required Attachments

Lending Policy (PDF)

Missing Data Action Register

BBAI suggestions use this document's type, evidence, mapped roles, dates, approvals and compliance linkage.

Field: Policy name

Field: Policy version

Field: Review frequency

Field: Policy owner

Field: Effective date

Evidence: Lending Policy (PDF)

Missing file

Missing date

Missing board approval reference

Missing signatory

Missing policy version

Missing responsible officer

Missing supporting material

Document-specific Risk Coverage

Lending governance risk
Credit policy approval risk

Generate Draft

13 missing inputs

Company Name *Required for the controlled document output.CIN *Required for the controlled document output.Registered Office *Required for the controlled document output.Authorised Signatory *Required for the controlled document output.Effective Date *Required for the controlled document output.Reference NumberOptional supporting information.Internal RemarksOptional supporting information.Meeting Date *Required for the controlled document output.Meeting Venue *Required for the controlled document output.Resolution Number *Required for the controlled document output.Responsible Officer *Required for the controlled document output.Policy name *Required for the controlled document output.Policy version *Required for the controlled document output.Review frequency *Required for the controlled document output.Policy owner *Required for the controlled document output.

Supporting Uploads

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